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Contact me and we will discuss your questions together. I operate throughout the Czech Republic. We can handle it in person, by phone, or online.

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Financial advisor in a shirt talking on the phone
Average rating from clients

Finance in harmony and under control

I’m Nikita Rybakov, and every day I make sure your finances are in perfect harmony and completely under control, so you can focus on what brings you joy and fulfillment.

Free Consultation
Financial advisor in a suit
230
+
Satisfied clients
65
mil. Kč+
Client investments under
my management
Male financial advisor with a wristwatch
About Me

Ing. Nikita Rybakov, EFA

I have been working in finance since 2017, a field that fascinates me with its diversity, precision, and creativity. Creating financial plans is my great passion.

I graduated from the University of Economics in Prague and hold all the necessary certifications from the Czech National Bank for loans, investments, insurance, and pension products. 

I also hold the prestigious EFA (European Financial Advisor) title, which is held by only 1% of financial advisors in the Czech Republic.

I speak Czech, Russian, and English.  

Certificates

My values

My business is built on strong values that guide my decisions every day. These principles help me not only provide professional services but also build long-term and trustworthy relationships with my clients.

Reliability  

Empathy 

Growth

Values

Positive attitude

Hard work

Financial advisor in a suit sitting at a café table with a laptop
Average rating from clients

How I work

Meeting Options

Meetings can be held either at my office in Prague or online. If you are from another city, that’s not a problem — we can resolve all issues remotely.

Financial advisor in a suit shaking hands with a client in an office

First Meeting (about 30 minutes)

Our first meeting is optional and lasts approximately 30 minutes. During this time we find out if you and I are interested in further cooperation.

Financial Analysis

At the second meeting, we will discuss your income and expenses, current contracts, and, most importantly, your financial goals. This analysis will give us a comprehensive understanding of your current financial situation.

Financial Plan

Based on the financial analysis, I will prepare a financial plan that includes solutions to achieve your financial goals and an audit of your current contracts. I will present this plan to you in detail, and if any adjustments are needed, we will schedule another meeting.

Implementation of the Financial Plan

If you agree with the proposed plan, we proceed with its implementation. I receive compensation from financial institutions for implementing the plan.

Long-term cooperation & support

 I see client collaboration as long-term. We meet once a year or as needed to discuss any changes in your situation or the financial market and adjust the financial plan.

230
+
Satisfied clients
300
mil CZK +
Volume of mortgages handled
65
mil CZK +
Client investments under my management
800
+
Insurance policies completed

Why choose me

According to data from 2024, there are about 50 banks, 40 insurance companies, 9 pension companies, and 5 building societies in the Czech Republic. How can you navigate this financial jungle when every company claims to be the best?

How do I see the difference between a representative of a single financial company and a financial consultant?

Banker/Insurer:

Offers only products from their company.
Does not consider your individual needs and overall financial situation.  
Works with individual products in isolation, without considering their interconnections.  
Offers the same products to all clients, often emphasizing those that bring the highest commission.
Their main goal is to act in the interest of their financial company.
Financial advisor in a suit

Your financial consultant Nikita:

Compares products from all available financial companies to find the best solution for you.
Understands your needs and financial goals through detailed analysis.
Integrates all aspects of your financial portfolio into a cohesive and functional whole.  
Takes an individual approach to each client and offers personalized solutions.
Always acts in your best interest.
Pricing

In the Czech Republic, there are two types of financial consultants:

Client-Funded Consultants

These consultants charge an hourly rate.

Commission-Based Consultants

These consultants are compensated by financial institutions for product mediation.

I belong to the second category.

his means that if we work together on a loan, insurance, pension savings, or investments, I receive compensation from the financial companies we collaborate with. I do not charge you any fees.

Reviews

Nikita is a very positive person who can handle even complex and challenging tasks. Even with a 'light' request, he manages to deliver professional results within the agreed terms. Nikita is someone I confidently entrusted with the responsibility of insuring corporate vehicles. I can only recommend him.

Tomáš

28 years old, Business Owner
I have been working with Mr. Rybakov for over 2 years, and I am incredibly satisfied! Whatever I need, he takes care of it and helps me. He really understands all the products and can offer sound advice — he always finds the best deals. Despite his young age, he is very knowledgeable and just a great person 😊 I highly recommend him!

Jana

29 years old, Auditor
I am very pleased with the collaboration. I appreciate that he is always well-prepared. His approach to clients is professional and energetic. At the same time, he is friendly and personable, which is also important to me as a client. It is definitely worth scheduling a meeting and getting to know Mr. Rybakov in person. I believe he has great potential in this field.

Ondřej

30 years old, Presenter
I enjoy working with Nikita Rybakov because when planning finances and managing money, he considers my long-term financial needs and goals, which he carefully analyzed, including my current financial obligations and possibilities. He has an excellent overview of the financial market, so I trust him completely. His information and responses are always presented very clearly and understandably. And he always answers or returns calls. I value this highly.

Petr

49 years old, Magazine Editor
I would like to express my deep gratitude and appreciation to Nikita. Your professional knowledge and meticulous approach not only provided me with important financial advice but also helped me achieve my financial goals: reducing mortgage interest rates, pension insurance, financial protection for my child, life insurance, and so on. Your professional and friendly approach always gave me a sense of trust and confidence that I was in good hands

Islam

26 years old, Project Manage
Nikita is a very positive person who can handle even complex and challenging tasks. Even with a 'light' request, he manages to deliver professional results within the agreed terms. Nikita is someone I confidently entrusted with the responsibility of insuring corporate vehicles. I can only recommend him.

Tomáš

28 years old, Business Owner
I have been working with Mr. Rybakov for over 2 years, and I am incredibly satisfied! Whatever I need, he takes care of it and helps me. He really understands all the products and can offer sound advice — he always finds the best deals. Despite his young age, he is very knowledgeable and just a great person 😊 I highly recommend him!

Jana

29 years old, Auditor
I am very pleased with the collaboration. I appreciate that he is always well-prepared. His approach to clients is professional and energetic. At the same time, he is friendly and personable, which is also important to me as a client. It is definitely worth scheduling a meeting and getting to know Mr. Rybakov in person. I believe he has great potential in this field.

Ondřej

30 years old, Presenter
I enjoy working with Nikita Rybakov because when planning finances and managing money, he considers my long-term financial needs and goals, which he carefully analyzed, including my current financial obligations and possibilities. He has an excellent overview of the financial market, so I trust him completely. His information and responses are always presented very clearly and understandably. And he always answers or returns calls. I value this highly.

Petr

49 years old, Magazine Editor
I would like to express my deep gratitude and appreciation to Nikita. Your professional knowledge and meticulous approach not only provided me with important financial advice but also helped me achieve my financial goals: reducing mortgage interest rates, pension insurance, financial protection for my child, life insurance, and so on. Your professional and friendly approach always gave me a sense of trust and confidence that I was in good hands

Islam

26 years old, Project Manage

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Contact me for a free consultation and I’ll get back to you as soon as possible. I look forward to working with you!

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Contact

Contact me for a free consultation and I’ll get back to you as soon as possible. I look forward to working with you!

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