



Finance in harmony and under control
I’m Nikita Rybakov, and every day I make sure your finances are in perfect harmony and completely under control, so you can focus on what brings you joy and fulfillment.

my management
Key Partners:

Ing. Nikita Rybakov, EFA
I have been working in finance since 2017, a field that fascinates me with its diversity, precision, and creativity. Creating financial plans is my great passion.
I graduated from the University of Economics in Prague and hold all the necessary certifications from the Czech National Bank for loans, investments, insurance, and pension products.
I also hold the prestigious EFA (European Financial Advisor) title, which is held by only 1% of financial advisors in the Czech Republic.
I speak Czech, Russian, and English.
Certificates
My values
My business is built on strong values that guide my decisions every day. These principles help me not only provide professional services but also build long-term and trustworthy relationships with my clients.
Reliability
This is the foundation of everything I do. If I make a promise, I keep it. When we agree on something, you can be sure you can rely on me in any situation.
Empathy
I always try to understand the situation from my client’s perspective, put myself in their shoes, and suggest solutions I would choose for myself in a similar situation.
Growth
I believe you should never stop learning. That’s why I keep improving my skills and knowledge to offer you the best solutions and the most modern approaches to managing your finances. I am one of only 400 specialists in the Czech Republic with the prestigious EFA (European Financial Advisor) certificate.
Values
For me, money is not the end goal — it’s a tool for gaining freedom and a better quality of life. I apply the same approach when working with my clients.
Positive attitude
I believe everyone can reach their goals. My clients always leave our meetings with a clear plan and confidence about their future.
Hard work
Success comes from daily effort and dedication. I always give my best when working for my clients because that’s the only way to achieve great results.

I offer a comprehensive approach to your finances.
How I work
Meeting Options
Meetings can be held either at my office in Prague or online. If you are from another city, that’s not a problem — we can resolve all issues remotely.

First Meeting (about 30 minutes)
Our first meeting is optional and lasts approximately 30 minutes. During this time we find out if you and I are interested in further cooperation.
Financial Analysis
At the second meeting, we will discuss your income and expenses, current contracts, and, most importantly, your financial goals. This analysis will give us a comprehensive understanding of your current financial situation.
Financial Plan
Based on the financial analysis, I will prepare a financial plan that includes solutions to achieve your financial goals and an audit of your current contracts. I will present this plan to you in detail, and if any adjustments are needed, we will schedule another meeting.
Implementation of the Financial Plan
If you agree with the proposed plan, we proceed with its implementation. I receive compensation from financial institutions for implementing the plan.
Long-term cooperation & support
I see client collaboration as long-term. We meet once a year or as needed to discuss any changes in your situation or the financial market and adjust the financial plan.
Why choose me
According to data from 2024, there are about 50 banks, 40 insurance companies, 9 pension companies, and 5 building societies in the Czech Republic. How can you navigate this financial jungle when every company claims to be the best?
How do I see the difference between a representative of a single financial company and a financial consultant?
Banker/Insurer:

Your financial consultant Nikita:
In the Czech Republic, there are two types of financial consultants:
Client-Funded Consultants
Commission-Based Consultants
I belong to the second category.
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Contact
Contact me for a free consultation and I’ll get back to you as soon as possible. I look forward to working with you!
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Contact
Contact me for a free consultation and I’ll get back to you as soon as possible. I look forward to working with you!